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Phone: 888-470-9122

Cash Advance

How Do I Choose a Cash Advance Company?

Working with a cash advance company can be confusing. If you’re not well versed in finances, it can be overwhelming to consider all the options and make a choice that is best for your needs. The good news is that there are great lenders available, willing to work with all kinds of people to get them approved and provide much needed cash.

First, Understand What a Cash Advance Company is and What it Can Do for You

A cash advance company is a lending service that provides typically small, short-term loans, but in the case of iPaydayLoan.com, we offer many different loan types that include Instllment loans up to $5000 and Personal Loans up to $35,000. Others may work out of a storefront be we are totally online. We are different in many ways from bank and traditional lenders. We provide easier approval requirements, a quicker way to get cash, and an easier way to get smaller and larger loans than other lenders provide. When you need just a little or a lot of money, quickly, to get bills paid, iPaydayLoan.com is here to help.

Look for a Cash Advance Company That Works on Your Schedule

A storefront for cash advances may work for your needs, but the issue many people face is that they can’t get there during business hours. Work and family responsibilities may make it impossible for you to get there when it’s open. An online cash advance company that takes applications 24 hours a day is what you need. You’ll find that we have lenders available online and ready to lend 24 hours a day and 7 day's a week and you can apply right through your computer, or mobile divice using our easy mobile application. It never costs you anything to apply, even if you just want to see how much you will qualify for and exactlly how much it will cost.

Make Sure a Cash Advance Company That Deletes Your Information

Security is important with online lending. Make sure you work with a cash advance company, like iPaydayLoan.com, with a clear and strong policy for securing your information. This should include deleting your data when it’s no longer needed for the loan process.

Find a Cash Advance Company with Good Online Encryption

The security of your data should also be backed up with the best possible encryption. Make sure you only work with lenders and lender-matching services, like iPaydayLoan.com, that have secure encryption. This will keep your information safe from hackers and identity thefts.

Choose a Cash Advance Company That Doesn’t Make Approval Difficult

Many people avoid loans because they think they can’t get approved. We are a cash advance company that is available online 24/7 and we make getting approved easier. The cash advance lenders we work with only require that you have a job, a minimum monthly income that will support the repayment of the amount you want to borrow, a bank account, and that’s about all. You most likely will not have to do a credit check. Most of the cash advance lenders in our network never set a minimum credit score that borrowers must meet to get approved.

Work with a Cash Advance Company That Provides Timely Cash

Most of all, when you need extra money, you need it immediately. No lender can get you immediate cash, but there our cash advance lenders get close. We only work with cash advance lenders that offer immediate funding, which will mean that you can access your money as soon as your bank makes it available. Typically, this means getting the money you need is as soon as the next morning after you apply here online and get approved.

How Can You Get Approved for a Cash Advance Quickly?

We can do a lot for you, but the one thing we can't do is apply for the loan for you. The only thing you need to do is to apply and we'll take it from there.

Apply Now!

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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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